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Terms & Conditions – Vidya Retreat

Last Updated: [17 November 2025]

Welcome to Vidya Retreat (“Website”), owned and operated by Vidya Retreat Services (“Company”, “we”, “our”, “us”). By accessing or using this Website, purchasing our online courses, or using any of our digital services, you (“User”, “you”) agree to abide by these Terms & Conditions.

If you do not agree with these Terms, please do not use the Website.

1. Eligibility

You must be:

  • At least 18 years old, or accessing under the supervision of a legal guardian.

  • Legally capable of entering into a binding contract under Indian law.

2. Nature of Service

Vidya Retreat offers:

  • Online courses

  • Digital learning materials

  • Workshops, webinars, and self-paced programs

All services are digital products, delivered online through email, LMS platforms, or downloadable content.

3. User Account

If you register on our platform:

  • You are responsible for maintaining confidentiality of your login details.

  • Any activity under your account will be considered your responsibility.

  • We may suspend or terminate accounts for misuse, fraud, or violation of terms.

4. Pricing & Payments

  • All prices are listed in INR.

  • Payments are processed through secure third-party gateways compliant with RBI (Reserve Bank of India) regulations including:

    • PCI-DSS compliance

    • Tokenization where applicable

    • Two-factor authentication for Indian cards

  • We do not store your card details on our servers.

Accepted payment methods may include:

  • UPI (as per NPCI & RBI guidelines)

  • Debit/Credit Cards (as per RBI 2FA)

  • Net Banking

  • Wallets permitted under RBI rules

Once payment is completed, the user receives:

  • Purchase confirmation email

  • Access details for the course

5. Refund & Cancellation Policy

Since we sell digital courses, refunds are restricted as per industry norms.

Refunds are only applicable if:

  • There is a technical issue preventing course delivery, and our support team cannot resolve it.

To request a refund, email us at:
📧 vidya.holistichealing@gmail.com

Refunds will be processed to the original payment method within 7–14 business days, as per standard banking timelines.

6. Intellectual Property Rights

  • All content on this website—including videos, text, graphics, course material, PDFs, and digital resources—is the intellectual property of Vidya Retreat.

  • Users are granted personal, non-transferable, non-commercial access to the purchased material.

  • You may not copy, distribute, resell, share, upload, or reproduce any course materials.

Legal action may be taken for violation of copyright laws.

7. Prohibited Activities

Users must not:

  • Attempt to hack, disrupt, or misuse the Website.

  • Share login credentials with others.

  • Use the course material for commercial training.

  • Upload viruses, harmful code, or spam.

8. Limitation of Liability

Vidya Retreat is not responsible for:

  • Any technical interruption due to your device, internet, or third-party platform.

  • Any loss directly or indirectly arising from use of the Website.

  • Any outcome from following any teachings in the courses (spiritual, wellness, or educational).

All courses are for educational purposes only.

9. Third-Party Links

Our website may contain links to external platforms (payment gateways, LMS portals, etc.). We are not responsible for:

  • Their content

  • Their privacy policies

  • Their operational practices

10. Compliance with Indian Laws & RBI Regulations

By using this Website, you agree:

  • All financial transactions comply with RBI’s guidelines on digital payments.

  • Refunds, payment settlements, and data handling follow Indian e-commerce and consumer protection laws.

  • Disputes are governed by the laws of India, under the jurisdiction of courts located in Mahendergarh, Haryana

11. Modification of Terms

We reserve the right to:

  • Update or modify these Terms at any time.

  • Changes will be effective immediately upon posting on the Website.

Continued use implies acceptance of revised Terms.

12. Contact Information

For support or legal queries, you may contact:
📧 vidya.holistichealing@gmail.com
🌐 www.vidyaretreat.com

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